A banking executive for more than 25 years, Brenda Ross-Dulan focuses on investment strategies that result in both profitable and transformative outcomes in underserved communities. A principal at The Ross Dulan Group, Brenda Ross-Dulan raises capital for private investments in opportunity zones (OZs).

Opportunity zones were established by the Tax Cuts Jobs Act (TCJA) to spur investment in traditionally underserved regions across the country. By definition, they are economically-depressed areas in suburban, rural, or even industrial regions with low median incomes and significant poverty rates. State governors designate OZs in their area and receive certification from the Treasury Secretary. So far, all 50 states of the United States have designated opportunity zones.

TCJA provides tax incentives for investors who invest capital gains in these communities. Through qualified opportunity zone funds, investors can pool funds together, invest directly into these communities through real estate or equity investments in businesses, and then realize tax benefits over the period of their investments. Through delay and ultimately reduction of tax liabilities, investors stand to increase annualized returns by up to 40 percent.

As at December 2017, up to $6.1 trillion in capital gains were sitting in stocks, mutual funds, and corporations, according to the Economic Innovation Group. Investors who want to cash in these gains but pay lower taxes can invest in qualified opportunity zone funds, benefiting underserved communities and uplifting the lives of the 30 million people who live in OZs.